For some Aussie expats, the goal isn’t just buying one property. It’s about building a portfolio that supports their long-term plans back in Australia. With strong income and career growth overseas, this period can create a unique opportunity to establish and grow property assets. This blog explores how expats approach portfolio building; from structuring lending and refinancing, to using market insights and timing decisions around life stage rather than market cycles. A practical look at how to make your time overseas work more effectively.
Many Australian expats already know they want to buy property back home. The real question is how to approach it properly while living overseas. From understanding how lenders assess foreign income to setting up the right structure and support on the ground, the process is often more straightforward than expected once you have clarity. This guide walks through the key steps expats take when buying property in Australia from abroad, and how to position yourself to act confidently when the right opportunity appears.
Many Aussie expats use their time overseas to accelerate financially. Here’s how Australians living abroad are buying property back home and building long-term assets. Moving offers higher earning potential, global career experience, and the ability to accelerate financially in ways you can't back in Australia. Expats also recognise something else- the overseas window is powerful, but it isn’t permanent. This naturally raises the question: "How do I make the most of that time whilst I am here?"
The vast majority of home loan customers are currently choosing variable-rate loans over fixed-rate loans.
Lenders are competing strongly for borrowers, especially those with strong credit profiles. As a result, borrowing activity jumped 18.2% between January 2024 and August 2024, according to the most recent data from the Australian Bureau of Statistics.
One of the great things about building your own home in Australia is tailoring it to your specifications. Construction can be made affordable with the cheapest home loan rates available. If you’re building rather than buying your dream home, here’s how to make it happen.
More home-hunters are looking to buy property in a different state – but why? In the year to August, 22% of all enquiries to buy property on realestate.com.au came from buyers based in a different state, compared to 17% in the previous 12-month period.
Home hunters have considerably more stock to choose from than earlier in the year, putting buyers in a stronger negotiating position.
Property investors committed to $11.71 billion of home loans in July 2024, which was the second-highest month on record, according to the Australian Bureau of Statistics.
Several experts anticipate the Reserve Bank will begin lowering interest rates in the fourth quarter of 2024. So, if you want to enter the market, should you buy now or wait for mortgage rates to go down?
If you would value a considered review of your position, we’re happy to talk.