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Recent Blogs

Record Loan Sizes Increase The Need To Shop Around

With property prices at record levels, the size of the average mortgage has also hit new highs, making it more important than ever that you shop around for the right loan.

7 August 2024
Why property price growth is so varied throughout Australia

The Australian property market is growing briskly right now and has grown significantly since the pandemic. But the city-by-city performance has been more varied.

22 July 2024
Borrowing with less than 20% deposit

While it’s often said you need a 20% deposit to qualify for a home loan, a significant number of borrowers are securing mortgages with smaller deposits, according to the latest data from APRA, the banking regulator.

15 July 2024

Home Loan Essentials

Cheapest Home Loan Interest Rates in Australia: How to Get Them

Buying a home is one of the biggest financial investments most people make. It's a long-term commitment that requires careful planning and consideration. The home loan rate is one of the most critical factors when purchasing a home. It's crucial to secure a cheap home loan rate to reduce the overall cost, which can save borrowers thousands of dollars over the life of the loan. This article will discuss getting the cheapest home loan rates in Australia. We'll explore the different options and strategies that can help you secure a low-interest-rate loan and look at the potential risks and benefits of low-interest-rate loans.

Minimum Deposit for a Home Loan in Australia: How to Prepare

When you're overseas, it's every expat's goal to come back to Australia in a comfortable position, and part of this comfort is having a a house to move back into and not joining the ultra-competitive rental market. The question that most expats then have is: How much do I need to save to ensure I can afford the house I want? This article helps to break down the different considerations of saving for your minimum deposit for a home loan in Australia.

How Much Can I Borrow for a Home Loan in Australia?

Buying a house is a big investment and a decision that you must plan wisely for. Part of that decision is working out your mortgage options and how much you can borrow. Lenders assess your borrowing power to know the amount you can borrow, and this is based on several factors, such as your income, expenses, existing debts, and other financial obligations. In this article, we will explore how lenders generally calculate borrowing power, the factors that affect it, and how you can increase your borrowing power to maximise your chances of securing a home loan in Australia.

Market Trends & Insights

Making the Most of Your Time Overseas: Building Assets Back Home

Many Aussie expats use their time overseas to accelerate financially. Here’s how Australians living abroad are buying property back home and building long-term assets. Moving offers higher earning potential, global career experience, and the ability to accelerate financially in ways you can't back in Australia. Expats also recognise something else- the overseas window is powerful, but it isn’t permanent. This naturally raises the question: "How do I make the most of that time whilst I am here?"

How Aussie Banks Are Stepping Up to Support Borrowers in Tough Times

If you’re an Australian expat navigating life abroad, the last thing you need is uncertainty around your finances back home. Whether you’re living in Singapore, Hong Kong, Dubai, or beyond, staying on top of your Australian mortgage from overseas isn’t always straightforward - especially during times of personal or financial stress.

25 September 2025
Is It Time to Reassess Your Home Loan? Key Questions for Expats Abroad

In a lending market that’s moving in different directions at once, it's easy to assume that lower rates elsewhere mean it’s time to refinance. But for many expats, the smarter move might not be switching lenders — it’s simply getting clear on where you stand.

15 September 2025

Strategy & Decision Making

Should I buy a house in Australia now or wait for mortgage rates to go down? - expert insights.

Several experts anticipate the Reserve Bank will begin lowering interest rates in the fourth quarter of 2024. So, if you want to enter the market, should you buy now or wait for mortgage rates to go down?

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