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Recent Blogs

How banks decide if you can afford rising interest rates

When you apply for a mortgage, whether it's the cheapest home loan or not, lenders in Australia will evaluate your repayment capacity under rising interest rates. As part of this process, the lender also considers whether you’d be able to continue making your repayments if interest rates were to rise.

10 September 2024
Rents keep climbing, but pace is easing

Over the past five years, property investors in Australia have seen significant gains, with the national median rent increasing by 39.7%. However, in July, rent growth slowed to just 0.1%, marking the slowest pace since 2020, according to CoreLogic. While rental prices are still on the rise, the growth rate is beginning to ease across the country.

3 September 2024
Property investors very active in the market

Home loan volumes have significantly increased over the past year, especially among investors. Investors committed to $10.67 billion of mortgages in May, according to the latest data from the Australian Bureau of Statistics. That was 29.5% higher than the year before.

20 August 2024

Home Loan Essentials

Home Loans in Australia: Options, Requirements and Comparisons

Are you looking to purchase a property in Australia? If so, you’ll likely need to take out a home loan and are looking for tips as a first-time borrower. By the end of this article, you should understand how home loans work in Australia and what factors you need to consider when taking out a loan.

Market Trends & Insights

Making the Most of Your Time Overseas: Building Assets Back Home

Many Aussie expats use their time overseas to accelerate financially. Here’s how Australians living abroad are buying property back home and building long-term assets. Moving offers higher earning potential, global career experience, and the ability to accelerate financially in ways you can't back in Australia. Expats also recognise something else- the overseas window is powerful, but it isn’t permanent. This naturally raises the question: "How do I make the most of that time whilst I am here?"

How Aussie Banks Are Stepping Up to Support Borrowers in Tough Times

If you’re an Australian expat navigating life abroad, the last thing you need is uncertainty around your finances back home. Whether you’re living in Singapore, Hong Kong, Dubai, or beyond, staying on top of your Australian mortgage from overseas isn’t always straightforward - especially during times of personal or financial stress.

25 September 2025
Is It Time to Reassess Your Home Loan? Key Questions for Expats Abroad

In a lending market that’s moving in different directions at once, it's easy to assume that lower rates elsewhere mean it’s time to refinance. But for many expats, the smarter move might not be switching lenders — it’s simply getting clear on where you stand.

15 September 2025

Strategy & Decision Making

Borrowing with less than 20% deposit

While it’s often said you need a 20% deposit to qualify for a home loan, a significant number of borrowers are securing mortgages with smaller deposits, according to the latest data from APRA, the banking regulator.

15 July 2024
How to get your SMSF tax return right

If you're one of the many Australians who've purchased a property through a self-managed superannuation fund (SMSF), the Australian Taxation Office (ATO) has provided valuable guidance about how to file your annual tax return.

9 July 2024
Treasury's new plan: lower home loan rates and higher savings for consumers

The federal government has unveiled a series of reforms to the banking sector, which aim to help consumers access lower home loan rates and higher savings accounts rates.

5 July 2024

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